PUBLICATIONS
Stokvel Magazines & UMS Life Magazine
![StokVel-Summer-2021-Cover StokVel-Summer-2021-Cover](https://www.unitrade.co.za/wp-content/uploads/2021/09/StokVel-Summer-2021-Cover-scaled.jpg)
![StokVel Winter 2021_Cover StokVel Winter 2021_Cover](https://www.unitrade.co.za/wp-content/uploads/2021/09/StokVel-Winter-2021_Cover.jpg)
![UMS Life 2020 Cover UMS Life 2020 Cover](https://www.unitrade.co.za/wp-content/uploads/2020/10/UMS-Life-2020-Cover-724x1024.jpg)
Publications over the Years
![UMS LIFE 2019 Cover UMS LIFE 2019 Cover](https://www.unitrade.co.za/wp-content/uploads/2020/05/UMS-LIFE-2019-Cover.jpg)
![UMS Life 2018 - Cover UMS Life 2018 - Cover](https://www.unitrade.co.za/wp-content/uploads/2019/02/UMS-Life-2018-Cover.jpg)
![Capture Capture](https://www.unitrade.co.za/wp-content/uploads/2020/10/Capture.png)
![UMS Life 2016 (1) UMS Life 2016 (1)](https://www.unitrade.co.za/wp-content/uploads/2019/01/UMS-Life-2016-1.jpg)
![UMS Life 2015 UMS Life 2015](https://www.unitrade.co.za/wp-content/uploads/2019/01/UMS-Life-2015.jpg)
![UMS Life 2013 UMS Life 2013](https://www.unitrade.co.za/wp-content/uploads/2019/01/UMS-Life-2013.jpg)
![Stokvel Summer 2020 4PG Cover Only LR Stokvel Summer 2020 4PG Cover Only LR](https://www.unitrade.co.za/wp-content/uploads/2020/10/Stokvel-Summer-2020-4PG-Cover-Only-LR.jpg)
![StokVel Winter 2020_4PG Cover_FA StokVel Winter 2020_4PG Cover_FA](https://www.unitrade.co.za/wp-content/uploads/2020/05/StokVel-Winter-2020_4PG-Cover_FA-724x1024.jpg)
![Cover Summer 2019 Cover Summer 2019](https://www.unitrade.co.za/wp-content/uploads/2020/10/Cover-Summer-2019-scaled.jpg)
![STOKVEL Winter 2019 - Cover STOKVEL Winter 2019 - Cover](https://www.unitrade.co.za/wp-content/uploads/2020/10/STOKVEL-Winter-2019-Cover.jpg)
![STOKVEL Winter 2018 complete (1)-1 STOKVEL Winter 2018 complete (1)-1](https://www.unitrade.co.za/wp-content/uploads/2019/01/STOKVEL-Winter-2018-complete-1-1.jpg)
![Cover Cover](https://www.unitrade.co.za/wp-content/uploads/2020/10/Cover.jpg)
![Stokvel Magazine Winter 2017 (1) Stokvel Magazine Winter 2017 (1)](https://www.unitrade.co.za/wp-content/uploads/2019/01/Stokvel-Magazine-Winter-2017-1.jpg)
![Stokvel Magazine Summer 2017 (1) Stokvel Magazine Summer 2017 (1)](https://www.unitrade.co.za/wp-content/uploads/2019/01/Stokvel-Magazine-Summer-2017-1.jpg)
![Stokvel Magazine Summer 2016 (1) Stokvel Magazine Summer 2016 (1)](https://www.unitrade.co.za/wp-content/uploads/2019/01/Stokvel-Magazine-Summer-2016-1.jpg)
JOIN THE UMS FAMILY!
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UMS Head Office
5 Handel Road
Ormonde, 2091
Johannesburg
+27 11 370 7200
UMS Northern Division
5 Handel Road
Ormonde, 2091
Johannesburg
+27 11 370 7200
UMS Coastal Division
1 Leinster Place
Hillcrest
3610
+27 31 764 8340
UMS Southern Division
Century Square,Unit G3
Heron Crescent
Century City, 7441
+27 11 21 552 8354
UMS Eastern Cape
Harbour View
Lower Ground Unit 4
Oakworth Street
Humerail
Port Elizabeth 6001
+27 (0) 10 492 3922